Is Your Business Across Its Employment Practices Liability?
Employment practices’ liabilities can be expensive, disruptive, and time-hungry to businesses. Claims are also rising.
As Australia emerges from lockdown, businesses are now facing the next hurdle.
As they adapt to the post-COVID landscape, some will be looking at how to adapt their business models to comply with new hygiene and social distancing requirements, while also saving on unnecessary costs.
However, now is not the time to cut back on insurance: with many businesses holding fewer cash reserves, insurance still provides important financial protection against unexpected setbacks, like fire, storms or theft.
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Photo by Andrea Donato on Unsplash
Employment practices’ liabilities can be expensive, disruptive, and time-hungry to businesses. Claims are also rising.
It can be confusing to work out the differences between commercial and personal vehicle insurance, but there’s plenty to distinguish them.
Every small business owner faces unique set of risks – so a one-size-fits all approach to insurance may not give you the cover you need.
Unreliable equipment can be the death knell for a business, with the costs of equipment failure and downtime tricky to accurately predict and calculate.
The right business asset protection strategies can help safeguard your personal and professional wealth against unexpected claims and liabilities. As your brokers/advisors we can help keep you covered.
Whether you’re a property owner, tradie, or developer, serious construction defects aren’t just someone else’s problem. They’re becoming more common and more expensive.
In October 2022, Shepparton in Northern Victoria endured one of its worst floods in living memory. Homes, farms, and local businesses were hit hard. Even properties that had never seen floodwater before were suddenly underwater.
Cyber threats are evolving faster than most businesses can keep up, and Australian SMEs are now in the crosshairs.
Cybersecurity might seem like a concern only for large corporations, but recent events have shown that small businesses are equally vulnerable.
The Australian Taxation Office (ATO) small business benchmarks serve as more than just a compliance tool—they’re a way to measure your business performance against industry standards.