Why small businesses use an insurance broker
Every small business owner faces unique set of risks – so a one-size-fits all approach to insurance may not give you the cover you need.
Even insurance experts aren’t immune to the damage that a property fire can create. Managing Director at LMI Group and leading risk and loan assessor, Dr Allan Manning, narrowly avoided disaster after his home caught on fire in 2018.
Thankfully, Dr Manning had heeded his own risk mitigation advice and had a fire extinguisher handy, keeping the flames under control until firefighters arrived.
Dr Manning talks through the lessons he learnt, sharing key tips to help you prevent a house fire from becoming a tragedy.
Click here to read the full article.
Photo by Jen Theodore on Unsplash
Every small business owner faces unique set of risks – so a one-size-fits all approach to insurance may not give you the cover you need.
Goods lost or damaged in marine transit is something no business wants to experience. So, whether you’re looking to protect your risks with your goods moving within Australia, or cover exports or imports, marine transit (also called cargo) insurance could make sense.
Economic uncertainty may have prompted you to reduce, change or cancel your business interruption insurance. That’s a natural reaction in these uncertain times. However, it's important to know how that could impact your business and possibly come back to bite you.
While public liability insurance isn’t compulsory for some business types and sectors, these actual cases may prompt you to consider this cover.
As Australia emerges from lockdown, businesses are now facing the next hurdle.
As technology advances, the landscape of business risk is changing. Companies are more exposed to crime than ever, which can lead to serious financial and social repercussions. Here’s how you can mitigate your risks with an effective crime insurance policy.
Cybersecurity has become a necessity no matter your business size.
Money laundering is a growing concern in Australia, and professional services firms are often caught in the crossfire.
The White Island (Whakaari) volcano eruption across the Tasman Sea from Australia does still have fallout for Australian adventure tourism businesses.
As spring arrives, Australians are eager to embark on their travel adventures, both domestically and abroad; for business, leisure or both – often known as ‘bleisure’.
An insurance underwriter plays a key role in the insurance world, especially for businesses.
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